Ideal CU Announces Personnel Changes. Jane Hennen. Tuesday, May 1st, 2018. 4475 Hits. (Woodbury, MN – April 30, 2018) Ideal Credit Union has announced the following personnel changes that have taken place over the past few months. Kari Olson has been promoted to Director of Mortgage Lending Operations. Olson joined the Ideal …Visit idealcu.com for details and directions. Ideal has been voted "Best Credit Union in the Stillwater/Oak Park Heights" several years in a row by readers of the Stillwater Gazette, "Best Credit Union in the Forest Lake Area" by readers of the Forest Lake Times, and was named a 2021 Star Tribune Top Workplace. Ideal CU offers four types of checking accounts with different features and benefits. You can earn interest, cashback, rewards, overdraft protection and access to a large ATM network with your Ideal CU Mastercard debit card. (Woodbury, MN - March 22, 2018) Whether you're a first-time buyer, or looking to sell your home, Ideal Credit Union's no-cost 2018 Home Education Seminar series offers expert advice from Ideal CU's Mortgage Loan advisors and local realtors, home staging and insurance professionals ready to help.Be the first one to share your experience. Ideal CU Branch Location at 1725 Robert St S, West St. Paul, MN 55118 - Hours of Operation, Phone Number, Services, Routing Numbers, Address, Directions and Reviews.Landing its first Best Places to Work award is Woodbury-based Ideal Credit Union, where leadership believes being an award-winning workplace is about offering an "ecosystem of purpose, values ... Deposit checks anywhere without visiting a branch. Deposit checks from anywhere using the Ideal Mobile Banking App. Take a photo, select the account to deposit the funds in and click submit — EASY. Funds deposited before 3:00 p.m. on business days are available that same day. Learn more about MCD. A personal checking account that earns you cash back on purchases Cashback Checking benefits We've got you covered. Earn a monthly cashback bonus up to $10 (see requirements) 1An Ideal CU Mastercard® Debit Card with Ideal CU Rewards.; 24/7 access to your account with Ideal Digital Banking and Mobile App.Check balances, transfer funds, pay bills, deposit checks remotely and more!Ideal Credit Union at 2401 McKnight Rd N, Saint Paul, MN 55109. Get Ideal Credit Union can be contacted at (651) 770-7000. Get Ideal Credit Union reviews, rating, hours, phone number, directions and more.RoundUp Savings occur when the Ideal CU Debit Card transactions are rounded up to an even dollar amount. An additional amount of $1 or $2 can also be added to each transaction and transferred to RoundUp Savings. If the minimum criteria are not met, the account earns 0.05% APY per month. *APY = Annual Percentage Yield.HERE'S HOW IT WORKS: Ideal CU members with an active Ideal CU Personal Checking and Ideal CU Cash & Check Card or My Rewards Debit Card are eligible for the monthly random drawing. No registration is required. Ideal CU Personal Checking members will receive one (1) entry for each qualifying Ideal CU Cash & Check or My Rewards DebitADP can provide assistance regardless of the size of your business and getting started is simple. For assistance, contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or by email at This email address is being protected from spambots.idealcu.com. Phone number (800) 247-0857. Get Directions. 3225 Denmark Ave Eagan, MN 55121. Suggest an edit. You Might Also Consider. Sponsored. Secure Tax Services. 6.2 miles. Local own operator read more. Nick Fairbanks at Guaranteed Rate Affinity. 12.4 miles.Malware scams, also known as tech support scams, begin as a seemingly innocent phone call. As described, a scammer reaches out to an individual and informs them that their computer or another device has been hacked. The caller will claim that the alleged hacker has gained access to the victim’s computer and can now do all kinds of …Ideal Credit Union offers online banking tools to manage your accounts, transfer funds, pay bills and deposit checks. Enroll now and access Ideal Digital Banking from any device.If you are interested in applying for employment and need special assistance or an accommodation to apply for a posted position, contact our Human Resources department via phone at (651) 747-8910. Ideal Credit Union employees enjoy a positive work environment, competitive pay, growth opportunities and generous benefits. See current openings today.Pay and manage bills with Ideal Digital Banking. Ideal Digital Banking makes paying your bills a breeze. Make one-time payments or plan ahead with scheduled or recurring …She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...ADP can provide assistance regardless of the size of your business and getting started is simple. For assistance, contact Ideal CU Senior Business Relationship Specialist Josh Anderson at 651-773-2763 or by email at This email address is being protected from spambots.Insurance can protect you and those you love from an unexpected death, illness and even from living longer than expected. By protecting yourself with life and long term care insurance, and with an annuity, you can help yourself find peace of mind in knowing you've done the right thing. Craig Lundquist, VP of Wealth Management, and Kristin ... NEW Home Equity Line of Credit Special: 4.99% APR* for the first 6 Months! Access as little or as much of your credit line as you need for home renovations, a well-deserved vacation, debt consolidation, school tuition, wedding expenses or anything else you may need. Do it all with an Ideal Home Equity Line of Credit! To provide cyber security education to Ideal Credit Union members and the community, Ideal CU Chief Marketing and Sales Officer Alisha Johnson teamed up with nationally recognized security expert Jim Stickley to host two live webinars on Tuesday, March 23, 2021. One webinar focused on personal securPresenter: Ideal CU Senior Mortgage Loan Advisor Cynthia Stewart Home Selling Webinar 10:00 - 11:30 a.m. Saturday, September 26, 2020 Presenter: Ideal CU Mortgage Loan Advisor Ko Xiong All webinar attendees will be entered for a chance to win a $50 Home Depot Gift Card at each session. Register online at www.idealcu.com or call (651) 747-HOME ...The Twister ® AL/CU Wire Connector is the only UL Listed aluminum-to-copper twist-on connector that prevents aluminum oxidation while providing a secure connection. Filled with an anti-oxidant compound, the Twister ® AL/CU easily twists on with swept-wings making a comfortable connection with improved conductivity and cooler connections. The ...Ideal CU offers checking, savings, loans, mortgages, credit cards and more to its members in Minnesota. Find rates, locations, events, digital banking and wealth advisors services …register for your new, Ideal CU Debit Rewards! Winter 2022-23 Newsletter. President's Corner 2 Business Spotlight: Aesop's Table 3 Super Mortgage. Professionals3 Call for Board Nominations 4 Dora Maxwell Award 4 Small Change 5 Introducing RenoFi . for Home Renovations 5 IDEAL INSIDER New! Ideal CU Debit Rewards From IdealShe has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...IDA is ready to assist you 24/7 with your questions and revolutionize your digital experience. The introduction of IDA, our dynamic Ideal Digital Assistant powered by artificial intelligence (AI), heralds a new era of member service and engagement at Ideal Credit Union. We are excited to provide our members with this new, state-of-the-art tool.What Are Cookies? Cookies are small files downloaded to your device to improve your online experience. Ideal Credit Union may collect information about your device including but not limited to your IP address, location, browser type and operating system so a website can recognize you are a returning visitor. Reminder that Ideal CU will never contact you and ask for any identifying account information. If you believe you have given personal information to a scammer, contact us immediately. Stay up-to-date with the latest cyber security news with our Cyber Security Resources page. What Are Cookies? Cookies are small files downloaded to your device to improve your online experience. Ideal Credit Union may collect information about your device including but not limited to your IP address, location, browser type and operating system so a website can recognize you are a returning visitor.Welcome to the Ideal Credit Union Online Payment System. Your Ideal Credit Union Loan account number is required to make payments found on your welcome letter and signed loan documents. Payments made after 7:00pm will be processed next business day.Ideal Credit Union | 1,081 followers on LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) | Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that ...Ideal CU President/CEO Brian Sherrick highlighted the exciting changes that have taken place in the past year, which included the introduction of Ideal's new brand "Live the Ideal Life" and the successful launch of the credit union's enhanced digital banking platform. "In just the first week of conversion, more than 16,100 members (53 ...They currently offer a standard CD rate for 1.06% APY 60-Month CD and 1.00% APY 48-Month CD. Eligibility: Ideal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in the Minnesota counties of Anoka, Chisago, Dakota, Hennepin, Ramsey, or Washington. Membership is also available to out-of-area individuals by ...Insurance can protect you and those you love from an unexpected death, illness and even from living longer than expected. By protecting yourself with life and long term care insurance, and with an annuity, you can help yourself find peace of mind in knowing you've done the right thing. Craig Lundquist, VP of Wealth Management, and Kristin ... Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*. IDEAL Login. Username: Password: The data held on this system is PRIVATE PROPERTY. Access to the data is only available for authorised users and purposes. Unauthorised …Friday, Jan 10th, 2020. 2683 Hits. (Woodbury, MN - January 10, 2020) Nicole (Nikki) Carter has been promoted to branch manager and leader of Ideal Credit Union 's Eagan office. Carter will coordinate branch operations and take an active role in the Eagan community. Prior to her promotion, Carter served as Supervisor of Cash Services at ...Ideal Credit Union's 2020 Annual Report: Review highlights from the past year and Ideal CU's vision for the future.idealcu.com. Phone number (800) 247-0857. Get Directions. 3225 Denmark Ave Eagan, MN 55121. Suggest an edit. You Might Also Consider. Sponsored. Secure Tax Services. 6.2 miles. Local own operator read more. Nick Fairbanks at Guaranteed Rate Affinity. 12.4 miles.Our checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000. Ideal Rates. Ideal Credit Union is dedicated to helping you make the most of your hard-earned money. As a not-for-profit financial institution, we understand the value of your finances and strive to provide competitive deposit and loan rates that work in your favor. Whether you're looking for credit cards, l oans or seeking higher returns on ... Amount Term APR* as low as; Up to $5,000** Up to 36 months: 7.34%: $5,000 and up** Up to 48 months: 7.44%: $5,000 and up** Up to 60 months: 7.64%: $20,000 and up** Ideal CU members will be required to complete an Eligibility & Release Form. Such document must be completed within seven (7) calendar days from the date of notification, as determined by Ideal CU. Noncompliance within these time periods will result in disqualification by Ideal CU and an alternate winner will be selected, time permitting. ...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Recreational Vehicle Loans. Part of the ideal life is living it to the fullest. We're here to help you do just that. Ideal Credit Union offers low rates on recreational vehicle loans including motorcycles, ATVs, boats & other marine vehicles, snowmobiles and RVs. As always, our top priority is getting you as close to your affordable payment as ...Ideal CU has partnered with Renofi to provide members an option to get the most money and lowest monthly payment for your home renovation! Check out our website to read more on this great opportunity.Ideal Credit Union features Concrete & Foundation Solutions with Co-Owner Seth Krachmer. Visit idealcu.com/business-banking/business-member-spotlight to lear...Tax advantages and simple record keeping. Contributions are 100% tax-deductible. Funds grow on a tax-deferred basis and funds used for eligible medical expenses are tax-free. Funds rollover from year to year. Funds used after age 65 are tax-free for eligible medical expenses. eStatements - view the past 7 years.3 days ago · Fast track card ship fee $40. Convenience Check Stop Payment fee $35. 2. Ideal CU Gold non-variable APR (Annual Percentage Rate) ranges from 9.90% - 15.90% dependent on creditworthiness. No annual fee. Foreign Transaction fees are 1% of each transaction in U.S. Dollars. Fast track card ship fee $40. She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva’s hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching …Ideal CU gave members an extra chance to win $1,000, with one drawing each week! Members are automatically entered with every purchase made using their Ideal Debit or My Rewards™ Debit Card. Our monthly Use & Win debit card . promotion began in January of 2017, and to . date, Ideal CU has given away $48,000 to 48 lucky members chosen by ...Thursday, Apr 16th, 2020. 2279 Hits. (Woodbury, MN - April 16, 2020) Ian Walker has joined Ideal Credit Union as Branch Manager for the credit union's North St. Paul branch. Walker has 10 years of experience in the financial services industry, including 3 years in management. Prior to joining Ideal, he worked as a Branch Manager for Royal ...At Ideal CU, discover a diverse range of financial services tailored to meet your personal and business needs. Ideal provides effective solutions to help you manage your …Empowering Your Student Loan Repayment Journey. Ideal CU offers this comprehensive guide to empower you in your student loan repayment journey. Whether you're just starting to pay off your loans or seeking ways to manage existing debts more effectively, we aim to provide insightful and practical advice.Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*.If you have any questions about making an appointment, please call us at 651.770.7000. One of Ideal's Contact Center staff will be pleased to assist you. Change or Cancel Appointment - if you need to change or cancel an appointment after making it, please use the cancel appointment link included with your email or text appointment notification.Please review our Membership eligibility on the Ideal Credit Union website at www.Idealcu.com and/or speak with one of our service representatives to determine if you are eligible to join. Eligibility also includes Credit Union employees. If you retire, change jobs (outside the field of membership) orMotivate yourself by setting and achieving more short-term goals on the way to the long-term goal of an amazing credit score. For example, if you are just starting out, then getting your first account could be your first goal. If your score is at 600, set a goal of improving it by 25 points. And remember that building a solid credit history is ...★ Ideal CU Partners With Enterprise Car Sales ★ T-Mobile: Get $50 When You Switch! ★ TruStage Insurance Discounts ★ See All Member Benefits & Discounts. OUR LOCATIONS. Schedule an in-person or video appointment. Eagan. 3225 Denmark Ave Eagan, MN 55121. Inver Grove. 7791 Amana TrailIdeal Credit Union savings and money market accounts help you save money and earn a competitive high rate.Olsen and Vance, both incumbents, were recently reelected to 3-year terms on the Ideal CU Board. Also elected to her first 3-year board term was Mary G. Westberg, who has served on the Supervisory Committee since 2017 and became committee chair in 2018. Olsen was first elected to the Ideal CU Board of Directors in 2013.To activate Debit Card Alerts, follow these steps: On Desktop: Log in to Ideal Digital Banking using desktop browser. Go to Alerts in the Menu. Select your checking account from the Accounts dropdown. Turn toggle On for Debit Card Purchase Alert. Enter a minimum purchase amount that will trigger an alert. Select the deliver method: SMS (Text ...Micro-deposits are small sums of money that are transferred online from one financial account to another. Their purpose is to verify if the account on the receiving end is actually the account the sender intended to reach. Micro-deposits are generally less than $1 and can be as small as $0.02. They are also typically deposited in pairs; within ...Whether you're a first-time buyer, or looking to sell your home, Ideal CU's FREE 2020 Home Education Seminars brings you expert advice from Ideal CU's Senior Mortgage Loan Advisor Cynthia Stewart and local real estate, home staging and insurance professionals ready to help you buy - or sell - your Ideal home.3 days ago · At Ideal CU, discover a diverse range of financial services tailored to meet your personal and business needs. Ideal provides effective solutions to help you manage your finances with ease. High-yield Checking and Savings Accounts; Flexible Auto Loans and Mortgage Options; Expert Investment and Retirement Planning; Find a Branch Read Reviews She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ... Our checking accounts help make it ideal with convenience, access and control. Open an Ideal Checking Account and establish a direct deposit to make your loan payments automatically from that account. If you have any questions regarding these options, please visit us at any Ideal Credit Union branch or call us at 651-770-7000. Relationship Checking monthly service fee of $15. To avoid the fee: Have $1,500+ direct deposit or $20,000 in combined balances in savings, checking, loans or credit cards. Choose an Ideal Credit Union Relationship Checking Account to enjoy convenience services such as online & mobile banking, mobile check deposit, mobile wallets, fewer fees ... Gold Credit Card. Enjoy an affordable, non-variable rate card that allows you to earn cashback each month. Earn a 0.50% rebate for every dollar in new net purchases of $500 or higher. Learn more. No Annual Fee. Non-variable rates as low as 9.90% APR 2. Monthly cashback earnings. Zero Liability coverage. Apply Online. In the letter, it plainly states that is is the responsibility of Ideal CU to electronically add themselves as the lienholder and also pay $25.00 to the ***** DOT. I also had to pay $9.00 to the ...Ideal CU Announces Personnel Changes. (Woodbury, MN - April 30, 2018) Ideal Credit Union has announced the following personnel changes that have taken place over the past few months. Kari Olson has been promoted to Director of Mortgage Lending Operations. Olson joined the Ideal team in 1992 and has over 25 years of experience in the financial ...Online Banking. Manage your accounts, check balances, transfer funds, pay bills, get eStatements and account alerts and more. Learn More.Ideal Rates. Ideal Credit Union is dedicated to helping you make the most of your hard-earned money. As a not-for-profit financial institution, we understand the value of your finances and strive to provide competitive deposit and loan rates that work in your favor. Whether you're looking for credit cards, l oans or seeking higher returns on ... Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*. Ideal Awards & Recognition Be a part of a fast-growing financial. In 2023, Forbes honored us with the prestigious #1 Best-In-State Credit Union in Minnesota ranking, a testament to our unwavering dedication to providing exceptional financial services to our members. Additionally, we are thrilled to be recognized as a 2023 Best Places to Work honoree by the Minneapolis - St. Paul Business ...Ideal CU offers a complete range of services, including a full suite of digital banking products, savings, checking, loans, mortgage products, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater, and Woodbury. Visit idealcu.com for details and directions.Give us a call at 651-773-2876. CRPC conferred by College for Financial Planning. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA / SIPC ). Insurance products are offered through LPL or its licensed affiliates. Ideal Credit Union and Ideal Wealth Advisors ...We would like to show you a description here but the site won't allow us.Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, business services, investment services and more. Offices are located in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury.Tax advantages and simple record keeping. Contributions are 100% tax-deductible. Funds grow on a tax-deferred basis and funds used for eligible medical expenses are tax-free. Funds rollover from year to year. Funds used after age 65 are tax-free for eligible medical expenses. eStatements - view the past 7 years.Call us at 651-747-4663 or make an appointment today. You can also apply online. Start and end your home search at Ideal Credit Union Ideal Mortgage is excited to bring you HomeAdvantage, an exclusive, free member service that can help.Facebook(Woodbury, MN - February 14, 2017) Ideal Credit Union has announced the promotion of Jay Hall to Vice President of Branch Operations. Hall joined Ideal as Director of Branch Operations in February of 2016. He has over 28 years of experience in the financial services industry, starting as a teller and working his way up to Community Banking Branch M...
For general inquiries or assistance, please call us at 651-770-7000 during business hours. For detailed location information, including branch addresses and hours, visit our …. First state bank livingston
(Woodbury, MN - March 22, 2018) Whether you're a first-time buyer, or looking to sell your home, Ideal Credit Union's no-cost 2018 Home Education Seminar series offers expert advice from Ideal CU's Mortgage Loan advisors and local realtors, home staging and insurance professionals ready to help.To date Ideal CU has awarded $47,300 in cash payouts to students completing this course. Founded in 1926, Ideal Credit Union is a member owned financial institution that is dedicated to providing financial services driven by a sincere and personal interest in the needs of our employees, members and community.Choose the Right Product: Ideal CU offers various debt consolidation products, including personal loans and home equity lines of credit. We'll help you choose the one that aligns with your financial status and goals. Make an appointment to meet with a Loan Representative if you aren’t sure where to start.The roles and responsibilities of Committee Members fall in seven central areas: 1. Stewardship, Ethics & Financial Integrity. Maintain, monitor and protect the safety and soundness of the Credit Union and its assets. Ensure the proper maintenance and security of all assets, accounts and written information entrusted to the Credit Union.Ideal Credit Union | 1,209 followers on LinkedIn. Live the Ideal Life. 2020 Top Workplaces (Star Tribune) 2023 Best Places to Work | Ideal Credit Union is a not-for-profit, member-owned financial ...Ideal CU offers a complete range of services, including a full suite of electronic banking products, savings, checking, loans, mortgage products and title services, exclusive VIP member payback, business services, investment services and more. Visit www.idealcu.com for details and locations. 1.Secure and easy to monitor. Paying bills online or using the Ideal Mobile Banking App is a secure way to get the job done faster — no need to worry about mailing checks or a payment being applied incorrectly. Even better, you will always be able to view past payments and have peace of mind knowing the correct payee received them.sell your home, Ideal CU's FREE 2017 Home Education Seminar series brings you expert advice from Ideal CU's Senior Mortgage Loan Advisor Cynthia Stewart and local real estate, home staging and insurance professionals ready to help you buy - or sell - the American dream. At the right are the dates and locations for(Woodbury, MN - July 30, 2018) - Ideal Credit Union will give away $6,600 in cash prizes at this year's Community Celebration, including a $1,000 daily grand prize for adults age 18 and over, and $100 a day for youth age 17 and under. Ideal's fifth annual summer celebration will be held over the course of two weeks, starting August 7-16, 2018. Atte...She has been an employee for Ideal CU for more than 20 years. Her key role is to connect with members in the community about Ideal CU through different platforms. Some of Geneva's hobbies include finding recipes on Pinterest and testing them out for her family, watching her three children play ALL the sports, and of course binge watching her ...Ideal CU offers four types of checking accounts with different features and benefits. You can earn interest, cashback, rewards, overdraft protection and access to a large ATM network with your Ideal CU Mastercard debit card.IDEAL INSIDER idealcu.com Winter 2023-24 Newsletter Your NEW Ideal Digital Assistant Contents Trustage Insurance 2 Enterprise Car Sales 3 Zelle Payments 3 Call for Board Nominations 4 CU Forward 2023 4 Small Change 5 RenoFi for Home Renovations 5 Deposit Specials 6 ® We are excited to provide our members with this new, state-of-the-art tool.Start Earning Your Points Today! Apply 24/7 online at www.idealcu.com.or simply call 651-770-7000. 1. Blue Rewards®Credit Card. • toys • games • outdoor sporting goods • health and fitness items • music and books • housewares. Federally insured by the NCUA. Call651-770-7000Clickwww.idealcu.comVisit 6 Locations. Effective 3/8/2018.Routing and transit. Ideal Credit Union Routing and transit # is 296076262. Find a Branch or ATM. Ideal Credit Union has six locations conveniently located in and around the Twin Cities Metro Area. Members enjoy access to their funds and accounts with CO-OP's nearly 30,000 surcharge-free* ATMs and 5,000+ shared branches nationwide. Additionally, MoneyPass® ATMs are available to Ideal CU members, surcharge-free.*. Rates subject to change at any time. Accounts closed within 6 months of opening incur a $25.00 fee. Choose an Ideal Credit Union High Yield Checking Account to earn a high everyday rate and enjoy lesser fees, convenience services such as online & mobile banking, and even a monthly chance to win $1,000. Open your checking account today..