Welcome to Access Online. Please enter your information to log in. BCT Residential Lending is licensed to serve all 50 states with our core markets in the Eastern Panhandle of West Virginia and the Metropolitan area of Washington, DC. Our award-winning and experienced mortgage lenders will guide you through the process of refinancing, purchasing, or building a home. We offer fixed and adjustable rate mortgages ... No offers may be made or accepted from any resident from any other state. BCT Wealth Advisors is a strategic wealth management team dedicated to providing BCT clients a full range of services and financial planning tools. We have been serving clients for over 70 years with financial planning services, trust and estate services, and investment ... Annual Reports > Potomac Bancshares, Inc. Annual Reports. Investor Relations /. Filings & Financials /. Annual Reports. Click the link to the right to download: Adobe Acrobat.Charles Town, WV, February 27, 2023 / (OTC:PTBS) – BCT Wealth Advisors, a division of Bank of Charles Town, recently announced that Stacy Duranko, Assistant Vice President and Wealth Advisor is among an elite group of financial professionals obtaining the Accredited Fiduciary Investment Manager® (AFIM®) …HARPERS FERRY, W.Va. Nov. 30, 2022 – Today, the Federal Home Loan Bank of Pittsburgh (FHLBank) announced that Bank of Charles Town (BCT) (OTC:PTBS) received the inaugural 2022 FHLBank Diversity, Equity and Inclusion (DEI) Membership Award (Award) for their Banking On Diversity program. Mobile Banking has a feature enabling you to securely approve Wires and ACHs, including those for payroll. One-view capability of your business and personal accounts is included, but you can select to see only business accounts if desired. Control your BCT Debit Cards by setting spending limits and geographic spending zones by individual or group. Charles Town, WV, May 20, 2021 /PRNewswire/ (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently announced the opening of a Loan Production Office (LPO) at 1125 Jefferson Davis Highway, Suite 400, Fredericksburg, Virginia, 22401.Oct 22, 2020 · A robust mobile app allowing you to deposit checks plus make most transactions found on the desktop version. Control your BCT Debit Cards by dollar amount, geographic location, and parental limits plus your cards can be turned ON and Off at will. Quicker access to key features, making it easier to find the information and tools you need. Crystal Baker | Cash Management Support Specialist. 304-728-2449 | Email. BCT offers cash management services that includes merchant services, lockbox, positive pay, remote deposit capture, and more. We help businesses manage their cash flow safely and securely. Charles Town, WV, May 20, 2021 /PRNewswire/ (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently announced the opening of a Loan Production Office (LPO) at 1125 Jefferson Davis Highway, Suite 400, Fredericksburg, Virginia, 22401.FEATURES OF BCT MOBILE BANKING for Consumers: -Review account balances and transactions. -Transfer funds between accounts. -Pay bills**. -View copies cleared checks. -Locate surcharge-free ATM's and BCT branches. Additional features for select Business Clients: -Provide approvals for ACH and Wire Transfers. …Founded in 1871, BCT - Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTC:PTBS). With approximately $831 million in assets as of December 31, 2023, the Company conducts operations through its main office, an additional eight branch offices, and two loan production offices.1 . FOR IMMEDIATE RELEASE BCT–Bank of Charles Town Announces Anthony Ranghelli Appointment as Chief Technology Officer CHARLES TOWN, WV , November 12, 2019 /PRNewswire/ (OTC:PTBS) –Bill pay and eBills. View, manage, and pay bills securely in one place—with one simple sign in. With bill pay and eBills, you can view electronic versions of paper bills, track due dates, set up email reminders, and choose your payment frequency. And going paperless helps protect you from mail theft—it’s a win-win.BCT - Bank of Charles Town. 12 Nov, 2021, 07:00 ET. CHARLES TOWN, W.Va., Nov. 12, 2021 /PRNewswire/ -- (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community's Bank, announced today ... BCT-Bank of Charles Town, also knowns as The Community's Bank, provides a broad range of financial services for personal and business customers. FInd our nearest location or an ATM near you through our AllPoint network. BCT will conduct its second customer experience survey from February 17, 2021 through March 31, 2021. Customer feedback provides clarity about what is working well and where we need to improve. Company Release - 12/9/2021 3:21 PM ET. CHARLES TOWN, W.Va., Dec. 9, 2021 /PRNewswire/ -- (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community's Bank, was recently approved as a Small Business Administration (SBA) Preferred Lender, the first for a West Virginia chartered bank. ©2023 BCT-Bank of Charles Town, a.k.a. The Community's Bank. All Rights Reserved. 1-800-296-8431 BCT Residential Lending is licensed to serve all 50 states with our core markets in the Eastern Panhandle of West Virginia and the Metropolitan area of Washington, DC. Our award-winning and experienced mortgage lenders will guide you through the process of refinancing, purchasing, or building a home. We offer fixed and adjustable rate mortgages ... Home Equity Loan. For major projects at home or other personal needs, Home Equity Loans provide funding when you need it most. Offering a fixed rate for the term of the loan, you receive funds up front and make installment payments to repay the loan. No closing costs for loans under $250,000.*. Branch appointment. You need to enable JavaScript to run this app. You need to enable JavaScript to run this app. FacebookCONTACT : Patrick Flickinger. Branch Manager - Leesburg . Mobile: 703-774-6257 Office: 703-777-6319 E-mail: [email protected] NMLS #783337Oct 22, 2020 · A robust mobile app allowing you to deposit checks plus make most transactions found on the desktop version. Control your BCT Debit Cards by dollar amount, geographic location, and parental limits plus your cards can be turned ON and Off at will. Quicker access to key features, making it easier to find the information and tools you need. Potomac Bancshares, Inc. (the "Company") (OTC: PTBS), the one bank holding company for Bank of Charles Town (BCT), for the quarter ended March 31, 2022, earned $1.669 million or $0.40 per share compared to $1.778 million or $0.43 per share for the quarter ended March 31, 2021, and $1.848 million in the fourth quarter of 2021 or …Potomac Bancshares, Inc. (the "Company") (OTC: PTBS), the one bank holding company for Bank of Charles Town (BCT), for the quarter ended June 30, 2022, earned $1.605 million or $0.39 per share compared to $1.732 million or $0.42 for the quarter ended June 30, 2021, and $1.669 million in the first quarter of 2022 or $0.40 per share. …CHARLES TOWN, WV, August 17, 2021 /PRNewswire/ (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently welcomed Kaitlin Frisbie to the position of Branch Manager, serving its banking office in Hedgesville, West Virginia, at 119 Cowardly Lion Drive.Start; 1 Download your free broadband help tool; 2 Choose if you want parental controls; 3 Log in to set up your extras; Get more from BT with our free apps. My BT App The quickest way to manage your BT account on the go and get help with your BT products if you need it.Charles Town, WV, July 26, 2023 /PRNewswire/ (OTC:PTBS) – Representatives of BCT-Bank of Charles Town joined with representatives of the Mountain State Apple Harvest Festival today for a special announcement that will continue to provide a major boost to the annual Mountain State Apple Harvest Festival in their 44th year.To login and access your courses enter your Brazosport College email address for a username (example: [email protected] OR for faculty [email protected]) and BC password which would be what was initially entered when activating your BC account. If you experience technical issues with …Charles Town, WV, February 27, 2023 / (OTC:PTBS) – BCT Wealth Advisors, a division of Bank of Charles Town, recently announced that Stacy Duranko, Assistant Vice President and Wealth Advisor is among an elite group of financial professionals obtaining the Accredited Fiduciary Investment Manager® (AFIM®) …Thank you for choosing BCT! BCT is a local community bank dedicated to helping you Simplify Your Financial Life! We have flexible solutions to fit your lifestyle. Please try your request again later. If this issue persists, please contact our support desk. New and used vehicle loans. Loans secured by CD. Home equity line of credit. Home equity loans. Usecured home improvement loans. Unsecured personal loans. Lot loans. Credit Card. Personal loan rates are available at any of our convenient banking offices.P.O. Box 906. 111 E. Washington Street. Charles Town, WV 25414. Selection Process: Selection will be made by the BCT Scholarship Committee. The Robert “Bob” F. Baronner Jr. Memorial Scholarship was established to honor the memory of Mr. Baronner and his love for helping students achieve their educational goals. Potomac Bancshares, Inc. (the “Company”), a West Virginia corporation headquartered in Charles Town, West Virginia, is the one bank holding company of Bank of Charles Town (BCT), also known as The Community's Bank. BCT is a locally owned community bank with nine full service offices and one loan production office serving the Eastern ... Ex-Dividend Date Record Date Announce Date Pay Date Type of Dividend; 5/11/2006: 5/15/2006: 4/11/2006: 6/1/2006: 2% stock dividend: 3/16/2005: 3/1/2005: 2/11/2005CHARLES TOWN, WV, October 13, 2022 (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently announced Navneet Warraich as the new Branch Manager of its Hedgesville, West Virginia office at 119 Cowardly Lion Drive.(OTC:PTBS) - BCT-Bank of Charles Town recently announced the appointment of Kim McGarrah as Relationship Banker of their Martinsburg banking office. Ms. McGarrah will be responsible for developing business in the Martinsburg market as well as leading the Martinsburg banking team and their branch … For more information on our accounts, personal or business, please contact us at 800-296-8431 or make an appointment! Make appointment. BCT offers several personal loans to meet personal and family needs: Lot loans, CD Secured Loans, Retail Equipment Loans, Unsecured Home Improvement Loans, Unsecured Personal Loans, and more. Trusted since 2016. Use Interac e-Transfer, Credit or Debit card, Bank Wire or Flexepin to buy Bitcoin & Ether in Canada. Buy any amount of BTC or ETH from $20 to $500K. Mobile Deposit Cutoff Time: 5:00pm Eastern, if after will post the next business day. Mobile Deposit Limits: The Mobile Deposit Limits for new customers within their first 90 days are as follows: $1,500 per day. $3,000 per rolling 30 days. For customers who have banked with us over 90 days their limits are as follows: $2,500 per day. Tap or Click the Bill Pay menu. Mobile App: bottom of screen. Desktop/Browser: top of the screen. Select Payee. Once someone is added as a Payee, you can quickly send them money. To add a Payee. Mobile: tap the Payee button. Desktop/Browser: click the Payee at the top, then click the +Payee button. Other Payees including companies can be setup.GENERAL FEATURES: * BCT branded credit cards are issued by TCM Bank, N.A. Subject to credit approval. Business Credit Cards from BCT: Platinum credit and charge card solutions for any sized company. General Features include Employee cards at no additional charges, Consolidated statements, Comprehensive reporting and Fraud monitoring with …Other Filings. Filing Description. Filing Type. Filing Date. File Downloads. Small Company Offering and Sale of Securities Without Registration. D. 9/28/2020. HTML PDF.Pay a person. FAQs. BCT - Bank of Charles Town Personal BillPay is a free service through your BCT Personal Online Banking. It provides features that will make paying your bills easier. It is fast, secure, and free! Pay as many bills as you wish with no transaction fees or postage stamps.Centsables is an online learning tool with cool graphics and stories that will have kids learning financial responsibility in no time. From school snacks to sneakers, allowance to birthday checks, kids make money decisions every single day. Our fun-ancial lessons tell you everything you need to know to be a smart spender, a …Monthly cost of Principal Mortgage Insurance (PMI). For loans secured with less than 20% down, PMI is estimated at 0.5% of your loan balance each year. Monthly PMI is calculated by multiplying your starting loan balance by this percent and dividing by 12. When the equity in your home exceeds the percentage required for PMI, your …CONTACT : Patrick Flickinger. Branch Manager - Leesburg . Mobile: 703-774-6257 Office: 703-777-6319 E-mail: [email protected] NMLS #783337Ex-Dividend Date Record Date Announce Date Pay Date Type of Dividend; 5/11/2006: 5/15/2006: 4/11/2006: 6/1/2006: 2% stock dividend: 3/16/2005: 3/1/2005: 2/11/2005BCT, Bank of Charles Town, recently welcomedBryan Decker to their executive team. He will serve as Senior Vice President, Director of Marketing and Communications. Bryans responsibilities include overseeing strategic initiatives that improve brand recognition and loyalty, market expansion, community … Important information about our relationship with you: Client Relationship Summaries Our Client Relationship Summaries offer a brief summary of our services, fees and obligations when we work with you in a broker-dealer or an investment advisory relationship. P.O. Box 906. 111 E. Washington Street. Charles Town, WV 25414. Selection Process: Selection will be made by the BCT Scholarship Committee. The Robert “Bob” F. Baronner Jr. Memorial Scholarship was established to honor the memory of Mr. Baronner and his love for helping students achieve their educational goals.Charles Town, WV, February 9, 2021 /PR Newswire/ (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, announced today the launch of the Banking On Diversity initiative, a minority business funding program to …Ex-Dividend Date Record Date Announce Date Pay Date Type of Dividend; 5/11/2006: 5/15/2006: 4/11/2006: 6/1/2006: 2% stock dividend: 3/16/2005: 3/1/2005: 2/11/2005#karaoke#CherpenBand #Pasti#tanpasuara#indon#melayu#covid19#subscribe#share#likeTo properly access Online Banking solutions you will need to enable first-party and third-party cookies. Open your browser, click on "Tools" (also known as Gear icon). Select "Internet Options". In the "General" tab, under the heading "Browsing history", uncheck the "Delete browsing history on exit" checkbox.CHARLES TOWN, WV, February 8, 2023 (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently announced the promotion of Erin Owens to the position of Assistant Branch Manager of the Kearneysville branch office located at 5480 Charles Town Road.Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.For more information on our accounts, personal or business, please contact us at 800-296-8431 or make an appointment! Make appointment. BCT offers several personal loans to meet personal and family needs: Lot loans, CD Secured Loans, Retail Equipment Loans, Unsecured Home Improvement Loans, Unsecured Personal Loans, and more.If you change any settings, you must test again to refresh the data. Crystal Baker | Cash Management Support Specialist. 304-728-2449 | Email. BCT offers cash management services that includes merchant services, lockbox, positive pay, remote deposit capture, and more. We help businesses manage their cash flow safely and securely. Jul 16, 2019 · (OTC:PTBS) - BCT-Bank of Charles Town announced today the recent appointment of Colleen Busey to serve as Relationship Banker of their main office in Charles Town. Ms. Busey will be responsible for developing business in the Charles Town market as well as leading the main office branch team and operations. With over 30 years of banking experience, Ms. Busey brings a wealth of knowledge and ... Dec 5, 2023 · BCT Mobile Banking is a free app for Android devices that allows you to manage your accounts, transfer funds, pay bills, and more. It is secure, easy to use, and compatible with Wear OS devices. To enroll in E-Statements: Log in to your Online Banking. Click on the E-Statements tab. Click the Enrollment sub-tab. Complete the registration page. Select enroll now. You will receive an email from BCT when your E-Statement is available. Your security phrase will show in the text of the email to authenticate that the email is from BCT. Jul 16, 2021 · They will join Leslie Crabill, Senior Vice President, Director of Wealth and Investments, and utilize current BCT Investments offices at 111 E. Washington Street, Charles Town, WV, 25414. BCT Mobile Banking is a free app for Android devices that allows you to manage your accounts, transfer funds, pay bills, and more. It is secure, easy to use, and compatible with Wear OS …Access your accounts 24/7 with Online Banking and BillPay from Bank of Charles Town. Enjoy secure features such as transfer funds, alerts, e-statements, mobile …Tim E. Lewis. EXECUTIVE VICE PRESIDENT, DIRECTOR OF RETAIL & TECHNOLOGY OPERATIONS.About the Company. Founded in 1871, BCT-Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTC:PTBS).(OTC: PTBS) -BCT, Bank of Charles Town, recently announced the promotion of Kristie Hadley to Vice President, Market Leader. She will oversee business development and operations of the branch network throughout the Eastern Panhandle region. Ms. Hadley began her career with BCT in 2013. Most recently she served as Assistant Vice …* A special thanks to local historian Doug Perks for helping us write and document our soon-to-be-published book about BCT’s first 150 years. Let us know if you would like a copy by calling the Customer Care Center at 1-800-296-8431 or by emailing [email protected] Loans. New Automobile Loans-Fixed Rate, Automatic payment discount, Maximum term is 72 months, Vehicle is held as collateral, Full coverage insurance required, $35.00 Vendors Single Interest Insurance required. Used Automobile Loans-Fixed Rate and Term based on the Year of the vehicle, Automatic payment discount, Vehicle is held as ...* A special thanks to local historian Doug Perks for helping us write and document our soon-to-be-published book about BCT’s first 150 years. Let us know if you would like a copy by calling the Customer Care Center at 1-800-296-8431 or by emailing [email protected] TOWN, WV, February 2, 2023/PRNewswire/ (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, announced the recent news of Alice Frazier, BCT’s President and CEO, being appointed to the Board of Directors of the Federal Reserve Bank of Richmond. For more information on our accounts, personal or business, please contact us at 800-296-8431 or make an appointment! Make appointment. BCT offers several personal loans to meet personal and family needs: Lot loans, CD Secured Loans, Retail Equipment Loans, Unsecured Home Improvement Loans, Unsecured Personal Loans, and more. APPLY NOW Make Appointment. BCT is a local community bank founded by local business owners over 150 years ago. We will be your business financial partner, offering commercial loans, cash management, checking accounts, mobile and online banking, and business debit and credit cards.November 23. Thursday. Thanksgiving Day. December 25. Monday. Christmas Day. * : For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday. In 2023, New Year's Day (January 1st) falls on Sunday. ** : For holidays falling on Saturday, all Federal Reserve Banks …
For help with this service, text "Help" to receive service information or contact a BCT Representative at 800-296-8431. Debit card text alert fraud prevention service provided by smsGuardian. Enrollment required for service activation. Message and data rates from your wireless carrier may apply.. Pretty place south carolina
If you change any settings, you must test again to refresh the data.CHARLES TOWN, WV, October 13, 2022 (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently announced Navneet Warraich as the new Branch Manager of its Hedgesville, West Virginia office at 119 Cowardly Lion Drive. FEATURES OF BCT MOBILE BANKING for Consumers: -Review account balances and transactions. -Transfer funds between accounts. -Pay bills**. -View copies cleared checks. -Locate surcharge-free ATM's and BCT branches. Additional features for select Business Clients: -Provide approvals for ACH and Wire Transfers. -Mobile Deposit for approved Clients. Krystle Burkhart / Business Development Officer. MARKETS: Eastern Panhandle, WV | NMLS# 1129057. 304-262-0089 | Email. make appointment. Community Focused and Personal Since 1871, BCT has practiced a deeply rooted philosophy of neighbor helping neighbor. Our Commercial Lending team is local and accessible.Key Features: 10/1 Adjustable Rate Mortgage(ARM) Low down payment option. Primary residences only. Local and knowledgeable Lenders for a quick and smooth process. To APPLY NOW, select one of our knowledgeable mortgage lenders. SELECT MORTGAGE LENDER AND APPLY NOW. 1Subject to credit approval. For this program, “first …Banking Online and on the GO. Bank anywhere with the MBT2Go mobile app, available on Apple and Android. Check balances, transfer money, chat with us and more. SWIPE.Start; 1 Download your free broadband help tool; 2 Choose if you want parental controls; 3 Log in to set up your extras; Get more from BT with our free apps. My BT App The quickest way to manage your BT account on the go and get help with your BT products if you need it.Charles Town, WV, July 26, 2023 /PRNewswire/ (OTC:PTBS) – Representatives of BCT-Bank of Charles Town joined with representatives of the Mountain State Apple Harvest Festival today for a special announcement that will continue to provide a major boost to the annual Mountain State Apple Harvest Festival in their 44th year.Charles Town, WV, July 26, 2023 /PRNewswire/ (OTC:PTBS) – Representatives of BCT-Bank of Charles Town joined with representatives of the Mountain State Apple Harvest Festival today for a special announcement that will continue to provide a major boost to the annual Mountain State Apple Harvest Festival in their 44th year.For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at www.mybct.bank. About BankTech Ventures, LP. Established in 2021, BankTech Ventures, LP is the first venture fund created for and by key leaders in community banking, bank technology and fintech. BTV serves …The members provide strategic advice to BCT regarding local markets, with an emphasis on the Eastern Panhandle region of West Virginia. “We are delighted to have Amy join our Advisory Board in our core Eastern Panhandle market,” stated Alice Frazier, BCT President and CEO.Nov 12, 2021 · BCT is excited to embrace banking innovations through its involvement in the recently launched banktech-focused venture capital fund (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community's Bank, announced today that it has committed to be an early investor in BankTech Ventures, LP ("BTV" or the "Fund"), a newly launched venture capital fund with the mission to support community ... CHARLES TOWN, WV, April 7, 2023 /PR Newswire/ (OTC:PTBS) – BCT-Bank of Charles Town, also known as The Community’s Bank, recently announced the appointment of Krystle Burkhart to the position of Commercial Business Development Officer.Parental controls, geographic limits, and spending limits are great tools to help you control spending and prevent fraud. Simply enroll your BCT Debit Card (s) within Online Banking or Mobile Banking. Contact our Customer Care Center with questions at 1-800-296-8431..